Workers' compensation in is an insurance program established by State law that all employers having one or more employees, full or part-time, are required to have for the benefit of their employees. If you, as an employee, suffer an accidental personal injury while working on the job, the employer's insurance carrier will provide medical and hospital treatment and partial income replacement benefits until you can return to work or until you reach maximum medical improvement. You will also be due compensation for any permanent disability occurring to a body part (partial or total) resulting from the workplace injury.
A workers' compensation attorney advocating for your rights is critical for success in any workers' compensation claim. Often times, an employee suffers an injury at work, reports the injury to management, and assumes steps are being taken to file a claim. However, the employer is only reporting the incident to their insurance carrier, not to the Maryland Workers' Compensation Commission (WCC). It is the employee's responsibility to file a legal claim with the WCC in order to receive an award of compensation for their injury. The employer has no duty to initiate a claim for you or to help you with the legal process. Without the guidance of a workers' compensation attorney, many employees fail to properly file a timely claim with the WCC; and therefore, lose their right to receive workers compensation for their injury forever. Also, once a claim is filed, the employer's insurance carrier will likely contest your claim going forward. Attorney, Scott McDaniel, will properly file your claim and represent you through the entire legal process that is necessary for injured workers to receive compensation for their injuries.
To schedule a free consultation, please call (240) 707-9190.